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Investing in a new or used car doesn’t always come cheap. In fact, you will likely be spending many thousands of pounds in order to drive away in the model of your choice. As such, accessing the funds in a way that is cost effective and affordable is essential. One way in which you can easily spread the cost of purchasing is through vehicle finance, with a selection of options available from Cawdor Cars. In fact, our new car finance calculator demonstrates just how affordable securing credit for your next vehicle truly is.

When choosing the right finance package for you, you should look at the various options and get to grips with the differences. Both Hire Purchase and Personal Contract Purchase require you to pay a deposit followed by fixed monthly repayments; however, only at the end of a Hire Purchase agreement will you become the full owner of your vehicle. We always recommend discussing the schemes with a member of our sales team who will be able to tailor a quote to suit you.

Try our online finance calculator today to discover just how affordable your next vehicle can be. You can also liaise with us over the phone or via live chat in order to ensure that you’re securing the best value for money possible.

What is Hire Purchase?

When it comes to purchasing a vehicle either new or used, a Hire Purchase agreement is perhaps the most traditional and straightforward scheme you can choose. Such an arrangement first requires you to pay a cash deposit - or part-exchange - on the vehicle of your choice. You’ll then be able to select the duration of any agreement; next, you will be presented with the monthly repayments which will be fixed for the length of the contract.

What makes Hire Purchase such a popular option is the fact that, at the end of the agreed term, you will be the outright owner of your vehicle and free to do with it as you please. The repayments you make will be paying off the outstanding balance and, at the end of the term, you will become the full registered owner of the car.

Key benefits of Hire Purchase

Flexible contract terms ranging from 12 months to five years in length
Low deposits available
Low rates of APR meaning fixed and manageable monthly repayments
Full ownership of the vehicle at the end of the agreement

You can learn more about the Hire Purchase agreements available at Cawdor Cars by liaising with a member of our team today. We’ll be happy to answer any questions you may have and help secure you the best value for money possible.

© Cawdor Cars

New Road, Newcastle Emlyn, United Kingdom, SA38 9BA

Reg Office: Cawdor Cars (Newcastle Emlyn) Ltd, New Road, Newcastle Emlyn, SA38 9BA

Reg. Company Number: 1875002

VAT Reg. No. 401 7183 87

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Financial disclosure

Cawdor Cars Newcastle Emlyn Limited is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allow Cawdor Cars Newcastle Emlyn Limited to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only. We are a credit broker and not a lender. We can introduce you to a lender on our panel, which includes lenders of vehicle manufacturers. We have commercial arrangements with lenders and credit brokers which are likely to influence who we introduce you to. We are not an independent financial adviser and don't give you any advice or recommendations. It is your choice whether you enter into any finance agreement. Our approach is to introduce you first to the manufacturer lender linked to the franchise offering you the vehicle. They will usually offer the best available package for you, taking into account both interest rates and other contributions (but we do not guarantee they do). If they are unable to offer finance, we then seek to introduce you to someone else on our panel. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you choose. Lenders of vehicle manufacturers may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement. Before we propose you to a potential lender, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

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What is Hire Purchase?

Key benefits of Hire Purchase

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